Ready For Retirement
James Conole, CFP®
Ready For Retirement is the podcast dedicated to helping you learn the tips and strategies that will help you achieve your retirement goals. When it comes to retirement planning, it can quickly become overwhelming and easy to not take action. I designed this podcast because I want you to have the knowledge and confidence to create your secure retirement. My ultimate goal for all of my clients (and listeners) is to create peace of mind and that starts with having a strategy. I want you to spend more time thinking about what matters most to you in retirement. I post weekly episodes to keep you up-to-date on all the best tips and strategies to create a retirement that excites you. Everything from investing tips, tax planning, withdrawal strategies, insurance planning, Social Security, and that's just the start! Let's help you maximize your return on life. We use your money and the strategies I share in this podcast to do just that!
Categories: Education
Listen to the last episode:
Retirement tax planning should begin well before retirement. Listener Jodie, with over $2 million in assets in various types of accounts, is concerned about the high tax bracket she anticipates she be in in retirement. Is there a tax strategy that would put her in a lower tax bracket? James explores some often-overlooked tax strategies that can save retirees thousands in retirement, especially for those like Jodie with diverse portfolios.Questions answered:How could my home be part of m...
Previous episodes
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225 - Pre-Retirement Tax Planning: Things to Know to Save Big in RetirementTue, 23 Jul 2024
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224 - Social Security Demystified: Calculating Taxation, Provisional Income, and the Tax TorpedoTue, 16 Jul 2024
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223 - The Roth Conversion Sweet Spot: Maximize Retirement Savings (And Avoid Costly Mistakes)Tue, 09 Jul 2024
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222 - How to Estimate Your Tax Bill in Retirement (And How to Pay it)Tue, 02 Jul 2024
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221 - Retirement Income Strategies: IRA vs. Brokerage Withdrawals (The Tax-Smart Choice for Retirees)Tue, 25 Jun 2024
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220 - The Four Phases of Retirement with Dr. Riley MoynesTue, 18 Jun 2024
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219 - Planning for Large Costs in Retirement | Beyond the 4% RuleTue, 11 Jun 2024
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218 - Early Retirement Health Insurance Strategies | Roth Conversions vs. ACA SubsidiesTue, 04 Jun 2024
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217 - Health Insurance Options for Early RetirementTue, 28 May 2024
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216 - Everything You Need to Know About Medicare: Q&A with a Medicare ExpertTue, 21 May 2024
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215 - How to Prepare for Retirement Within 5 Years: 401k, Savings & Investment ChangesTue, 14 May 2024
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214 - How to Know When You Should Stop Saving for Retirement (and What to Do Next)Tue, 07 May 2024
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213 - 3 Simple Steps to Determine If You Can RetireTue, 30 Apr 2024
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212 - Tax Planning for Widowed Retirees: How to Optimize Your Tax StrategyTue, 23 Apr 2024
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211 - Lump Sum vs. Annuitization: Tax Implications for Your Non-Qualified AnnuityTue, 16 Apr 2024
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210 - At What Age Should I Work with a Financial Advisor?Tue, 09 Apr 2024
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209 - Sell, Rent, or Borrow? Best Ways to Use Home Equity in RetirementTue, 02 Apr 2024
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208 - Pay ZERO Capital Gains Tax vs Roth Conversions in Retirement: How to Determine Which is BestTue, 26 Mar 2024
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207 - Tax-Smart Strategies for Wealth Transfer: Secure Your Family's FutureTue, 19 Mar 2024
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206 - Roth Conversion Strategies to Protect Your Spouse's Future Tax BurdenTue, 12 Mar 2024
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205 - Should I Fund my Retirement Needs by Purchasing an Annuity?Tue, 05 Mar 2024
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204 - How Should I Invest Bucket #1 of my Retirement Portfolio (3 Bucket Strategy)Tue, 27 Feb 2024
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203 - At What Point Should I Take the Tax Hit on Unrealized Gains?Tue, 20 Feb 2024
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202 - Maximize Your Early Retirement: Should You Save to 401k or Brokerage Accounts?Tue, 13 Feb 2024
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201 - Safe Withdrawal Rate Myths: Debunking 3 Common 4% Rule MistakesTue, 06 Feb 2024
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200 - Secrets to a Happy Retirement: What the Research ShowsTue, 30 Jan 2024
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199 - What's the Right Roth Conversion Amount to Avoid a Tax Nightmare in the Future?Tue, 23 Jan 2024
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198 - How to Maximize Social Security Spousal BenefitsTue, 16 Jan 2024
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197 - Bond Ladders in 2024: How to Build a Bond Portfolio for Your RetirementTue, 09 Jan 2024
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196 - 3 Ways to Protect Against Sequence of Return Risk in RetirementTue, 02 Jan 2024
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195 - Should We Sell Stocks to Make a Large Purchase?Tue, 26 Dec 2023
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194 - Am I Crazy For Paying My Financial Advisor $25k/year?Tue, 19 Dec 2023
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193 - When Should You Collect Social Security if Your Spouse is Much Older?Tue, 12 Dec 2023
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192 - Roth IRA Tax-Free Withdrawals: 5-Year Rule ExplainedTue, 05 Dec 2023
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191 - Retire Happy: How to Navigate Your Retirement Transition with Joe KuhnTue, 28 Nov 2023
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190 - Tax-Loss Harvesting Strategies to Maximize Your Benefit and Avoid Costly MistakesTue, 21 Nov 2023
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189 - How to Teach Your Adult Children to Plan for RetirementTue, 14 Nov 2023
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188 - Is Your Portfolio Big Enough to Benefit From Roth Conversions?Tue, 07 Nov 2023
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187 - Does It Ever Make Sense to Purchase an Annuity?Tue, 31 Oct 2023
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186 - Pretax vs Roth- Which is Better for You If You're in the 24% Tax Bracket?Tue, 24 Oct 2023
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185 - Here's How a Pension Should Change Your Investment StrategyTue, 17 Oct 2023
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184 - Your Retirement Roadmap: A 5-Step Plan to Retirement ReadinessTue, 10 Oct 2023
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183 - How to Break Up with Your Financial AdvisorTue, 03 Oct 2023
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182 - Spend Guilt-Free: How to Shift from a Savings to Spending Mindset in RetirementTue, 26 Sep 2023
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181 - Donor Advised Funds - The Secret Weapon for Tax-Efficient Charitable GivingTue, 19 Sep 2023
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180 - The Tax-Smart Way to Consolidate Your Retirement AccountsTue, 12 Sep 2023
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179 - The Retirement Portfolio Shift- How to Make the Transition SmoothlyTue, 05 Sep 2023
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178 - Are Adjustable Rate Mortgages Right for You in a High Interest Rate Environment?Tue, 29 Aug 2023
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177 - How Rising Interest Rates Should Impact Your Pension Decision (Lump Sum vs Annuity)Tue, 22 Aug 2023
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176 - What's the Best Way to Fund a Remodel During Retirement?Tue, 15 Aug 2023
